Products and Services

WE ACCEPT

  • REGULAR SAVINGS DEPOSIT
  • SPECIAL SAVINGS DEPOSIT

(Deposits are insured by PDIC up to P500,000 per depositor)

 

WE GRANT

  • AGRICULTURAL LOAN
  • AGRARIAN REFORM LOAN
  • REAL ESTATE LOAN
  • COMMERCIAL LOAN
  • CONSUMPTION LOAN
  • OFW LOAN
  • AUTO LOAN
  • AGRI-MACHINERY LOAN

 

OTHER SERVICES

ECPAY

The most convenient, reliable and trusted one-stop shop for all your PAYMENT, TOPUP and CASH-IN service needs in the country today!

 

WESTERN UNION

 Reliable and easy-to-use services make it convenient for your loved ones to receive the money they need quickly.

RCBC ATM GO

With the use of this service, the banks can now offer atm machine service using the ATM Go Unit for withdrawal, cash-in, balance inquiries, bills payment and more.

 

REAL ESTATE – a credit to finance the acquisition lot; or improvement of residential units and down-payment to acquire a residential lot.

 

CONSUMPTION LOAN – a credit to purchase a household appliance or equipment for personal use; meet expenses for educational, medical or emergency needs of the clients/borrowers and their immediate family; processing/placement fee for application of working/migrating abroad or OFW LOAN.

COMMERCIAL LOAN – a credit extended to small and medium enterprises engaged in any business activity in the industry, or services, whether single, proprietorship, cooperative, partnership or corporation.

AGRICULTURAL LOAN – loans granted to borrowers to finance activities relating to agriculture, and for processing, marketing, storage, and distribution of products resulting from the activities of tillers, tenant-farmers, settlers, agricultural lesses, amortizing owners, owner-cultivators, farmers’ cooperative and compact farms.

 

AGRARIAN REFORM – credit extended to production and other types of loans granted to beneficiaries of agrarian reform, for the following purposes:

  • Acquisition of work animals, farm equipment and machinery, seeds, fertilizers, poultry, livestock, feeds and other similar items.
  • Acquisition of Lands authorized under existing laws.
  • Construction and/or acquisition of facilities for production, processing, storage and marketing.

Brand New

  • Maximum Loan Amount
    Up to 80% of the selling price
  • Minimum Loan Amount
    Php 300,000
  • Payment Terms
    12 to 60 months
  • Downpayment
    20% of the purchase price

Pre-owned

  • Maximum Loan Amount
    Up to 70% of the appraised price
  • Minimum year model
    2016
  • Payment Terms
    12 to 60 months
  • Downpayment
    30% of the purchase price

AUTO LOAN  –  also known as car finance, car financing or auto finance, refers to the range of financial products available that allow people to acquire a car with any arrangement other than a full-cash single lump payment (outright payment).

AGRI MACHINERY LOAN – With our Agri-Machinery Loan, you can increase your income by increasing your production.  Act now and let us handle your Agri-Machinery financing needs.